Affordable Housing Programs

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Residential Loan / Grant Programs


The following loan / grant programs are available through the City of Springfield:

  • Down Payment Assistance Loan Program - provides up to $5,000 to income-qualified home buyers for closing costs.
  • Owner Occupied - provides the means and incentive for homeowners to undertake major upgrades and repairs (currently closed to new applicants)
  • HOME Loan Program - provides financing for the rehabilitation of rental housing which will be available to low income people at an affordable rent - Developers are encouraged to apply
  • Sewer Assistance Program - defray the cost of Sanitary Sewer Installation and Connection for low and moderate income families.
  • Homeowner Emergency Loan Program (HELP) - provides resources and financing for critical home repairs to owner-occupied residents. The program is centered around a partnership of non-profit housing agencies to leverage supporting programs and resources.