Affordable Housing Programs

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Residential Loan / Grant Programs


The following loan / grant programs are available through the City of Springfield:

  • Down Payment Assistance Loan Program - provides up to $5,000 to income-qualified home buyers for closing costs.
  • Owner Occupied - provides the means and incentive for homeowners to undertake major upgrades and repairs (currently closed to new applicants)
  • HOME Loan Program - provides financing for the rehabilitation of rental housing which will be available to low income people at an affordable rent - Developers are encouraged to apply
  • Sewer Assistance Program - defray the cost of Sanitary Sewer Installation and Connection for low and moderate income families.
  • Homeowner Emergency Loan Program (HELP) - provides resources and financing for critical home repairs to owner-occupied residents. The program is centered around a partnership of non-profit housing agencies to leverage supporting programs and resources.
  1. Affordable Housing Vacancies (PDF)
  1. Affordable Housing Design Guidelines Booklet
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Project CoRE (construction, rehabilitation, education) partners have teamed up to remodel and construct affordable and sustainable single-family residences in Springfield. Under the direction of these partners, at-risk young men from the Division of Youth Services participate in remodeling and constructing the residences.

The residences are to be:
  • affordable.
  • sustainable.
  • compatible with Sherman Avenue area homes.
  • constructed primarily by the students with professional supervision, along with supervision of All Square Construction and local contractors.
Project CoRE provides at-risk young men the opportunity to learn hands-on construction skills, remodeling skills and new "green" construction techniques – all skills that can help them succeed in life.

With a hands-on approach, the young men learn as they remodel and build energy-efficient, sustainable homes. They also receive the satisfaction of seeing their finished project. We believe future employers will see these young men with experience in construction as desirable employees.
Collaborative Partners

Missouri Division of Youth Services
Gary Breedlove – Project Coordinator (assists in participant selection)
GaryBreedlove@dds.mo.gov | 417-895-6238

Ozarks Technical College for Workforce Development
David Lowry – contact
lowry@otc.edu | 417-869-1984

City of Springfield
Jim Webb – Project Specialist Planning & Development
jwebb@springfieldmo.gov | 417-864-1054

Sherman Avenue Project Committee
Ron Conway – Chairman
417-860-3626

All Square Construction
Adrian Laddimore – General Contractor
allsquareconstruction1@hotmail.com | 417-234-2159

University of Missouri Extension Center
Jeff Barber – Southwest Regional Housing & Environmental Design Specialist
barberj@missouri.edu | 417-881-8909

Ozarks Green Building Coalition
Zach Miller – President
zmiller@murney.com | 417-823-2300