Our self-insured group health plan provides coverage with zero-dollar premiums to Firefighters. We offer voluntary dental insurance, life insurance, and a cafeteria plan which includes medical and dependent care flexible spending accounts.
Coverage begins the first day of the month following the employment eligibility date, and has Mercy as its Preferred Provider Organization (PPO).
|Employee Only||Employer Paid - No Cost to Employee|
|Employee + Spouse||$418/month (split over 2 paychecks)|
|Employee + Children||$396/month (split over 2 paychecks)|
(Employee + Spouse + Children)
|$480/month (split over 2 paychecks)|
|Deductible (in-network)||$500 per person / $1000 per family|
|Coinsurance (in-network)||80% plan pays / 20% employee pays|
|$2500 per person / $5000 per family|
Employees and covered family members receive an annual preventive care benefit with no cost each year when using in-network providers. Deductible waived for this benefit.
Firefighters may participate in either of the IAFF-sponsored Companion Life dental plans. Premiums are 100% employee paid through payroll deduction.
|Package||Basic Plan - Monthly Premium||Buy-Up Plan - Monthly Premium|
|Employee & Spouse||$73.23||$81.73|
|Employee & Children||$78.75||$103.24|
*Firefighters who are not members of IAFF are eligible for coverage offered by the City.
IAFF provides the opportunity to enroll in a vision insurance plan. Firefighters pay 100% of the premium through payroll deduction.
|Number Insured||Monthly Premium|
|Employee + 1 Dependent||$15.42|
Term Life Insurance
IAFF offers a voluntary employee-paid life insurance program. Minimum coverage required for membership in IAFF is $5,000 with a monthly cost of $2.78.
Additional life insurance is available through IAFF including Basic Life and AD&D. $5,000 dependent coverage is available for $1.41/month. Plan details are available from a Benefits Representative.
*Firefighters who are not members of IAFF are eligible for coverage offered by the City.
Cafeteria Plan IRS Section 125
This voluntary plan allows for the payment of Health, Dental, Life and Cancer Insurance premiums and qualified Dependent Care Expenses & Medical Expenses on a pre-tax basis. Elected contributions are not subject to State or Federal income taxes or FICA tax.
Supplemental insurance coverage: Cancer/Intensive Care coverage is available through IAFF. Variable rates are based on age and coverage. Information is available from an IAFF Representative.
Chiropractic Wellness Plan
IAFF offers a Chiropractic Wellness Plan for a cost of $25 per month (post-tax deduction only).
Prescription Drug Plan
Prescription Drug Plan administered by Elixir. Retail pharmacy coverage: $5 co-pay per 30 day fill plus 20% of the remainder of the prescription cost; maximum fill of 90 days. Mail order coverage: 20% of cost limited to a 90-day supply per prescription. Mandatory generic: If plan participant elects brand name over generic, cost is the $5 co-pay (waived for mail order), plus 20%, plus the difference in price between the generic and brand name. Out-of-Network (filing prescription claim with Med-Pay): after deductible is met, plan pays 60% of covered prescriptions.
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient’s consent or knowledge. The US Department of Health and Human Services (HHS) issued the HIPAA Privacy Rule to implement the requirements of HIPAA. The HIPAA Security Rule protects a subset of information covered by the Privacy Rule. Read the City's Notice of Privacy Practices According to HIPAA for additional details.
Local Government Employees Retirement System (LAGERS) Pension Program
We are especially proud of our retirement program which includes the most robust option (L-11) available through MO-LAGERS, and is 100% paid by the City, requiring no employee contribution. The City’s defined benefit pension plan through Missouri LAGERS provides permanent, protected and guaranteed benefits for the lifetime of the LAGERS eligible member. Firefighters are vested after 5 years and service time in the plan may travel with the member to other public employers in Missouri.
Firefighters are eligible to retire with unreduced benefits at age 55. A vested Firefighter may elect to retire with reduced benefits as early as age 50.
Use this calculator to see what LAGERS is worth to you. Input a salary amount, which represents an employee's final annual salary, select years of service, and calculate an estimated benefit.
This calculator is designed to be an estimate of your future benefit, and is not to be utilized as an official LAGERS benefit calculator. For official calculator, see your benefit statement or speak with a Benefit Specialist.
Learn more about LAGERS here.
MissionSquare Retirement Deferred Compensation Plan (457(b) Plan)
The 457(b) Deferred Compensation Plan is offered through MissionSquare Retirement. This plan allows employees to defer wages directly from their paycheck, pre-tax, into a retirement savings account. The City contributes a flat match of $10.00 per pay period when an employee contributes at least $10.00 per pay period.
The City understands the importance of work/life balance and offers generous leave options to Firefighters. Entry-level Firefighters work 24-hour shifts, which alternate with 48 hours of time off. Some Fire Officer assignments are on a 40-hour work week schedule, and are promotional positions. Firefighters begin earning leave time right away, and that time increases with years of service!
Below are the different types of paid leave currently offered to Springfield Firefighters:
|Years of service||Annual vacation|
|1-7 years||120 hours|
|8-15 years||168 hours|
|16+ years||240 hours|
*Vacation time for Firefighters who work 24-hour shifts
Continuous Operation Holiday
The Springfield Fire Department offers service to the community 24/7, year-round. Because of this, Fire personnel are required to work on regular City holidays or are off on certain holidays as a result of their off-duty day falling on the holiday. Firefighters who work 24-hour shifts receive 10 one-half shifts per year, in the form of continuous operation leave time.
Firefighters who work 24-hour shifts will receive 48 hours of paid time off per year.
Firefighters earn 144 hours annually (max accrual of 2,160 hours). Sick time can be used for illness, preventive health, or other medical needs for the Firefighter and the Firefighter's spouse, children or parents.
Fire Department Personnel on a 40-hour week earn 96 hours per year (max accrual of 1,440 hours).
In addition to vacation, kelly days, and continuous operation holidays, Firefighters who work 24-hour shifts earn the equivalent of 3 one-half shifts per year, to be used at their discretion.
A thank you for your service time. Firefighters who work 24-hour shifts will earn one-half shift off on 5, 10, 15, 20, 25, 30, etc. year anniversaries.
A Firefighter who is a member of the National Guard or any reserve component of the United States Armed Forces is eligible for a total of 120 hours leave per federal fiscal year without a reduction in pay upon furnishing the City with appropriate orders.
A Firefighter may be granted leave with pay when required to be absent from work for jury duty.
Firefighters who work 24-hour shifts may be granted up to 3 working days leave in the event of the death of an eligible relative as listed in the Merit Rules.
inBalance is the City of Springfield Employee Wellness Program that provides a wide variety of programs and services to positively influence overall well-being. inBalance was created as a direct response to feedback provided in an employee survey, and is a program that readily adapts to the changing needs and desires of City employees. inBalance serves City employees and their families in such a way that makes the City of Springfield a great place to work.
Employee Assistance Program
The Employee Assistance Program (EAP) is a service the City provides free of charge to all employees and their families. The EAP is designed to help employees meet life’s challenges, including personal and work-related problems.
Services provided through the EAP are confidential and include short-term counseling, along with a variety of other resources including referrals, education materials, self-help tools, and self-assessment exercises on a wide array of current topics. Eligible employees may take advantage of the EAP services effective their first day of employment; there is no waiting period.
Some of the additional services offered include:
- Personal money management;
- Childcare and eldercare resources;
- Legal advice and discounts;
- Identity theft assistance;
- ...and more!
Firefighters receive a semi-annual clothing allowance of $374.55.
New Firefighters are issued uniforms and equipment including turnout gear, helmet, hood, gloves, badge, boots and PPE pouch. New Firefighters are given a pro-rated allowance calculated from hire date to the next semi-annual installment.
The City values development of our employees! One unique thing about our tuition reimbursement program is that we will reimburse employees for any field of study, even if the course is not related to the employee's job. Classes must be taken at an accredited college or university and the reimbursement amount is based on the grade received.
|Passing, but less than C||50%|
*Tuition reimbursement is available to regular, full-time and part-time employees only
The Springfield Fire Department has a regionally-recognized training program. This includes the Academy for new Firefighters and on-going training for career development, growth and promotion across the Department.
We offer a diverse array of special assignments including Haz-mat, Training, Fire Marshalls, Prevention, Water Rescue, and more.
24-Hour Fitness Access
Springfield Firefighters have physically demanding jobs and are expected to maintain a certain level of physical ability. The Police and Fire Training Center is open to all SFD employees and includes 24-hour access to a fully-equipped fitness training facility and an outdoor running track.
Additionally, the City of Springfield's InBalance wellness program offers discounted individual and family memberships to all of the Springfield-Greene County Park Board's family centers, as well as a variety of other program discounts.