Home Buyer Assistance Programs

The City’s Down Payment Assistance Loan Program: The City provides a low or no-interest loan to qualified first-time home buyers that can go toward some of the Down payment and closing costs. The application information has details to help you start the process of the American Dream that can come true for you in Springfield and join the many others who have been helped with their home purchase. Down Payment Assistance Loan Application

Habitat for Humanity of Springfield has an ongoing program for homebuyers that provides a recently-renovated or a brand new home for homebuyers with little or no financing required. Contact Habitat’s local housing assistance staff person to start this process quickly: Call 417-829-4001 or go to Habitat for Humanity of Springfield

 The Springfield Community Land Trust enables buyers purchase the home of their dreams with a very small down-payment and at a substantially under market price. With a commitment to provide quality houses for first-time buyers as well as working class and even some seniors that want to downsize, SCLT keeps the low cost and provides an opportunity to create wealth through an equity share for the homeowners.Contact them for details on this very successful opportunity.
Call 417-631-4482 or go to Springfield Community Land Trust

The RestoreSGF program is a new program that connects home buyers with several local mortgage lenders who are committed to assisting buyers with creative financing for buying houses in the historic neighborhoods with the goal of creating strength for the buyers and the neighborhoods. See the website for many Financing Options to choose from that suits you. Restore SGF

Missouri Housing Development Commission (MHDC) offers purchasing assistance for both first-time and other homebuyers on a state-wide basis. MHDC